Specifically for housing under HUD’s Section 8 program, eligibility is determined by three rigid tiers of renters by income:

• Low Income (at or below 80% of AMI)

• Very Low Income (at or below 50% of AMI)

• Extremely Low Income (at or below 30% of AMI)

What's My AMI?

You can find the AMI specific to your area on HUD's website.

Area Median Income by State

The following table shows AMI figures by state, sourced from the HUD website for 2024.

State	Total	Metro	Non Metro
Alabama	82,500	88,000	66,100
Alaska	111,800	114,000	101,300
Arizona	94,200	95,700	66,100
Arkansas	75,100	82,700	65,200
California	111,300	111,900	87,900
Colorado	116,400	120,500	94,200
Connecticut	122,300	122,900	114,200
Delaware	106,300	106,300	77,400
District of Columbia	155,500	155,500	77,400
Florida	88,600	89,300	65,200
Georgia	92,000	97,900	70,500
Hawaii	115,000	118,000	100,700
Idaho	90,500	93,900	79,600
Illinois	102,900	107,200	81,400
Indiana	89,700	92,500	81,100
Iowa	96,500	104,000	86,700
Kansas	95,300	101,300	82,700
Kentucky	80,800	92,800	65,600
Louisiana	77,400	80,800	59,400
Maine	93,500	102,500	82,400
Maryland	124,500	125,800	85,000
Massachusetts	127,700	127,700	137,500
Michigan	91,200	94,600	79,600
Minnesota	111,800	118,900	91,600
Mississippi	71,100	80,700	64,200
Missouri	88,600	96,100	70,600
Montana	88,700	93,800	85,900
Nebraska	98,400	107,800	82,700
Nevada	90,900	90,600	92,300
New Hampshire	119,900	131,800	104,500
New Jersey	125,300	125,300	77,400
New Mexico	78,900	82,300	70,600
New York	105,200	107,400	83,500
North Carolina	88,600	93,000	73,300
North Dakota	103,900	105,800	101,500
Ohio	91,300	95,200	80,000
Oklahoma	80,100	86,400	69,000
Oregon	99,200	104,700	80,900
Pennsylvania	98,800	102,400	77,300
Rhode Island	112,500	112,500	77,400
South Carolina	84,800	87,700	62,300
South Dakota	95,100	101,900	89,900
Tennessee	85,900	92,000	68,600
Texas	91,600	94,300	75,000
Utah	108,500	110,500	91,600
Vermont	102,300	118,900	95,000
Virginia	113,700	121,300	73,300
Washington	115,900	120,000	90,000
West Virginia	74,700	79,600	66,000
Wisconsin	97,400	102,100	86,600
Wyoming	91,900	92,400	91,800


Source for table: hud.gov

Related Questions

What is the definition of Area Median Income (AMI)?

Area Median Income (AMI) is defined as the midpoint of a specific area’s income distribution and is calculated on an annual basis by the Department of Housing and Urban Development (HUD). HUD refers to the figure as MFI, or median family income, based on a four-person household. The most recent MFI calculations can be found on the HUD User web portal.

AMI is used extensively for assessing affordable housing eligibility. For instance, most affordable housing properties require that the income of a prospective resident falls under a specified percentage of AMI to lease a unit. These AMI requirements are generally mandatory to take advantage of low-income housing tax credits, or LIHTC. This metric is also essential for forecasting rental income. Typically, affordable housing rents are locked to a maximum of 30% of a household’s monthly income, though in some cases this may be higher.

How is Area Median Income (AMI) calculated?

Area Median Income (AMI) is calculated each year by the Department of Housing and Urban Development (HUD). HUD calculates AMI on the basis of household size for every metropolitan area and region in the U.S. The most recent MFI calculations can be found on the HUD User web portal.

In this article:
1. Why Is AMI important?
2. What Is AMI Used For?
3. What's My AMI?
4. Area Median Income by State
5. Related Questions
6. Get Financing